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6 Sneaky Things Collection Agents Do in Lawsuits to Get You to Lose Without a...

Collection Agents Make Used Car Salesmen Seem Downright HonestSo you've been sued by Capital One, Ford Motor, Midland Funding, Midland Credit Management, Cavalry Portfolio Service, Portfolio Recovery,...

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8 Chapter 13 Bankruptcy Pitfalls You Can Avoid

Chapter 13 is a Great Tool, Unless . . . There are pitfalls to avoid. Getting your case dismissed when you thought it was your last hope to save your house is a disaster.  Yet, it happens much more...

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Why You Should Use Chapter 13 to Consolidate Your Debts When You Have a...

What if you make a lot of money but have a lot of debt?Has a process server shown up at your door yet with a summons and complaint? When you have a higher income, this is a serious problem. If your...

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The Joe Jackson Bankruptcy

The Father of the Jackson FiveI was watching the news years back and noticed that Joe Jackson was going bankrupt, and I thought, "how terrible that that little piano player from the 80s has to go...

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10 Reasons Why Chapter 13 is Better than Debt Settlements When You Owe a Lot...

Chapter 13 vs Debt Settlements; a Re-MatchWhat is a Debt Settlement?A Debt Settlement is a non-judicial process whereby you or your representative contact your creditors and ask them to take a...

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10 Things to Know About Wage Garnishments in California

1. It's a Race Against the ClockFrom the moment your Human Resources Dept is served the wage garnishment, the service on them creates a lien on your paycheck.See Collect Access LLC v. Hernandez(In Re...

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Top 10 Collection Attorneys and Law Firms in California

I have noticed over the last 17 years that the following collection attorneys and law firms are the most likely to drive a lawsuit all the way to a wage garnishment, bank levy or abstract of judgment....

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A Chapter 13 You Can Afford?

Low Down PaymentI can go as low as required by the case plus filing fee.I set the down payment on a case by case basis. If you're under the gun and have to get filed andif you're serious about debt...

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Don't Kiss Your Hard Earned Cash Goodbye, Kiss Your Debt Goodbye

File Bankruptcy Instead.Did you know that paying off $60,000 in credit cards at 20% interest in minimum payments will take decades and you'll pay nearly $200,000 back in payments of nearly $2000 per...

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The Funniest Chapter 13 I've Ever Seen

Chapter 13 HearingI was a brand new attorney and following the suggestion of a friend of mine, I attended some chapter 13 bankruptcy hearings in Downtown San Diego. Intent on gaining a greater...

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The One Secret That Matters in Judgment Lien Stripping

The One Secret That MattersIs Timing, and it's a HUGE Benefit to creditors if you mess it up. The value of your house that matters is the value of the house on the day of the petition was filed.1 If...

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How to Find Attorney David Nelson's Bankruptcy Office

David L NelsonAttorney at Law24630 Washington Ave 202Murrieta, CA 92562951-200-3613 Phone858-452-4500 FaxI've been a bankruptcy lawyer since 1994 and I love getting you out of debt.View Larger MapCall...

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GOVERNMENT Budget Cuts Are Coming

Government Austerity ProgramsI telephoned the Riverside Superior Court this morning. The outgoing message stated that "because of budget cuts, an operator is no longer available."That means that all of...

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Top 10 Things You Must Know About Your Chapter 13 Case with Judge Johnson

Judge Johnson"Thus the best laid plans of mice and [attorneys] oft go astray."Because Judge Wayne Johnson of the Riverside, CA Bankruptcy Court knows this, he does his best to keep us on our toes. Of...

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How Often Can You File Bankrupty?

Chapter 711 USC § 727 - Discharge(a) The court shall grant the debtor a discharge, unless—(8) the debtor has been granted a discharge under [Chapter 7 or], under [Chapter 11]of this title . . . in a...

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How to Get Credit Reports?

Free Credit ReportA great way to know how many creditors you have is to go to AnnualCreditReport.com to get your free annual credit reports. Make sure that you check mark all three credit reports on...

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Why Your Health Insurance Makes You Go Bankrupt?

First: Because you don't have any health insurance and can't afford any. Therefore any uninsured health care crisis sends you straight into bankruptcy.Second: Because even if you have it, your...

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Judge Wayne Johnson in Riverside Didn't Dismiss My Client's Case

Okay, so I'm not this thin and my clients were a bit taller and not so covered in hair . . .and yes, I did borrow this from Facebook.My clients'Chapter 13 Bankruptcy filed in the Riverside Bankruptcy...

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Your Upcoming Bankruptcy Hearing in Riverside, California

If you have filed a bankruptcy in Riverside County or San Bernardino County, your Bankruptcy Hearing will be held in Riverside, CA. Bankruptcy Hearings whether for Chapter 7 or Chapter 13 are also...

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Are You a Liar?

The Penalties for Perjury are up to 5 years in Prison and up to $500,000 in fines, and that's after you already lost your Discharge. Terry Guidace and her husband didn't disclose a bunch of stuff in...

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